We offer Personal Loans, Business Loans, Bridge Finance, Lines of Credit, PO Financing, Contract Financing, and Asset Financing, among others.
Our online application takes about 20-30 minutes, and we typically provide a decision within 24-48 hours, all things being equal.
To improve your chances of approval, ensure that you provide all necessary information as requested. We use the information you provide to make a lending decision.
We offer Personal Loans, Business Loans, Bridge Finance, Lines of Credit, PO Financing, Contract Financing, and Asset Financing, among others.
Our interest rates range from 8% to 15% on a reducing balance basis, with fees varying depending on the loan type and borrower’s credit profile.
Loan amounts range from ₦1,000,000 to ₦500,000,000, depending on your creditworthiness, character, and financial capacity.
We consider factors such as your credit score, income level, debt-to-income ratio, and the purpose of the loan to determine your terms.
You’ll need to provide a means of identification (passport photo, government-issued ID like an international passport), a recent utility bill, proof of income, proof of address, and bank account information.
We accept government-issued IDs, including:
Driver’s license
National ID card
Voter’s card
International passport
NIMC card
A utility bill is a receipt for services provided to your home. We accept bills such as:
PHCN (Electricity bill)
Water bill
LAWMA (Waste management bill)
Phone bills
DSTV subscription receipts
Rent receipts
Our loan terms typically range from 3 to 12 months with monthly repayment options, depending on specific loan parameters.
You can repay your loan via the following methods:
Bank transfers
USSD payments
Debit mandates
Cheque issuance
Yes. We offer flexible plans, including options like skipping a payment or late payment forgiveness under certain conditions.
No. We do not charge prepayment penalties. You are free to pay off your loan early without any extra fees.
Yes, you can. However, each loan request will be evaluated separately based on your ability to repay.
Yes, loan tenure extensions are possible if you qualify for a loan top-up.
Payments can be made by bank transfer or by presenting post-dated cheques. Automatic debits may also be arranged for convenience.
We work with you to find a solution if you miss a payment. However, late payments may incur fees and negatively impact your credit record.
We offer Personal Loans, Business Loans, Bridge Finance, Lines of Credit, PO Financing, Contract Financing, and Asset Financing, among others.
Our interest rates range from 8% to 15% on a reducing balance basis, with fees varying depending on the loan type and borrower’s credit profile.
Loan amounts range from ₦1,000,000 to ₦500,000,000, depending on your creditworthiness, character, and financial capacity.
We consider factors such as your credit score, income level, debt-to-income ratio, and the purpose of the loan to determine your terms.
We primarily offer unsecured loans. However, for high-value loans and higher-risk cases, secured loan options may be available.
Yes, we offer both refinancing and consolidation to help simplify your payments and potentially reduce your interest rates.
Yes, you can reach us via email or phone for any inquiries
